Big Data and Reversion to the Mean

Most investment managers in the space purchase policies held by senior citizens and rely heavily on actuarial data of life expectancy to make investment decisions.

This business model is employed in all sorts of industries - from casinos to insurance companies to quantitative investment management. The approach profits by capturing a small statistical edge from a large pool of activity over an extended period of time.  

The Moss Point Approach

While it’s a sound approach – it’s very different than the Most Point approach. In our experience, it’s also much less profitable.

 

 More than 75% of our policy investments have terminated early…and early termination equates to higher investment returns.* 

*Past performance is no guarantee of future results