Why Invest In Life Settlements

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 Benefits of life settlement investing*

Life settlements combines many of the attractive features of both fixed income and equity investing.

In particular, the asset class has a history of providing:

*Past performance is no guarantee of future results

 

Like any investment, life settlements does involve risk. 

  • Liquidity Risk

    Tertiary market activity of financial assets like these is typically muted

  • Duration Risk

    Life policy termination may occur significantly later than forecast which can negatively impact returns

  • Premium Funding

    Third-party purchasers of life policies are responsible for premiums – a missed payment can potentially nullify the policy

  • Credit Risk

    Insurance is a highly regulated industry with stringent capital requirements. Despite this, policyholders are exposed to the issuing insurance company’s credit